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Monday, January 5, 2015

Be a bigger part of jumbo mortgage biz, one of best growth areas of 2014.

Jumbo lending was one of the top growth areas of 2014,
and it likely will remain so for 2015.

What do you need to do to be a bigger part
of this market?

Non-agency jumbo mortgages comprised 18.6 percent of 2014 lending through the first nine months of the year. And indications are that the sector will continue to account for a large portion of originations for some time to come.

But the jumbo market has changed significantly since its last heyday before the financial crisis, with nearly all jumbo originations since 2008 being held in portfolio due to concerns among potential investors in non-agency mortgage-backed securities.

Among the forces working to diversify the options for jumbos are a wide range of conduits that have been involved in the new era of jumbo MBS since 2010.

Inside Mortgage Finance's Guide to Jumbo Lending and Non-Agency MBS Conduits covers all aspects of jumbo mortgage originations and securitization, including best practices, details on new funding options from the Federal Home Loan Banks, analysis of the impact of new rules from the Consumer Financial Protection Bureau, and details on reform efforts by the Treasury Department and the Structured Finance Industry Group.

The Guide provides insight from officials at many non-agency jumbo conduits and correspondent lenders. And the Guide includes exclusive data from the Inside Mortgage Finance MBS Database.

Partial Table of Contents

Originations of Non-Agency Jumbo Mortgages

  • Origination Trends
  • Best Practices for Jumbo Lenders
  • Incentives to Hold Loans in Portfolio
  • ATR/QM Impact on Jumbo Lending

The Non-Agency Jumbo MBS Market

  • Data on Non-Agency Jumbo MBS Issuance
  • Contributors to Jumbo MBS
  • Non-Agency Jumbo MBS Characteristics
  • Concerns About New Jumbo MBS Lenders
  • Increased Scrutiny for Jumbo MBS Participants
  • Subordinate Tranches of Jumbo MBS
  • Purchase Mortgages
  • Investor Concerns About Non-Agency MBS
  • Risk-Retention Requirements
  • Representations and Warranties

Non-Agency Jumbo MBS Conduits

  • Concerns About Non-Retail Channels
  • Redwood Trust
  • Credit Suisse
  • Citigroup
  • JPMorgan Chase
  • WinWater Home Mortgage
  • Morgan Stanley
  • Impac Mortgage
  • Hatteras Financial
  • Other Jumbo Conduits

Find your best jumbo execution.



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